USA Today: Living simply provides economic shelter
She still tithes 10% of her income to her church, even as other members have cut back. She rarely worries about rising gas and food prices. And she never bothers to balance her checkbook, because she doesn't come close to spending what she has.
"I live so far below my means that it doesn't really register," says Rainsberger, a 31-year-old Chicagoan with a wiry frame and unusually sunny outlook. "I don't have to think about money."
How is this possible?
For starters, she has no car and commutes by bicycle each workday. She also has no mortgage payment and chooses to live in an "intentional community," a partly shared space where $775 a month covers everything from utilities to meals. …
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